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The Fidelity Youth ® Account is a teen-owned taxable brokerage account. It is owned by the minor, who makes all the investment decisions. This is different from a Roth IRA for Kids, which is a custodial account that an adult opens and manages on behalf of a child under age 18 who has their own employment compensation. 2 Earnings in a Roth IRA for Kids grow federal tax free; qualified.National Financial Services LLC Statement of Financial Condition Use of this site involves the electronic transmission of personal financial information. Using this product is consent to such transmission of this information; such consent is effective at all times when using this site. Fidelity supports 128-bit browser encryption. Before investing, consider the funds' investment objectives/The Fidelity Youth Account is a brokerage account teens ages 13-17 can own independently to invest and learn—while parents stay connected. Teens can also request a debit card to spend from their account. It is not a joint account or a custodial account. There are no subscription fees, no account fees, and no minimums to open the account. 2 The teen is the owner of the account and makes the